Web Based


Subprime Lending

For about two years, I've been working at Enova, one of 8th Light's client sites.

Our product has been NetCredit, a website to give subprime loans. These last between half a year to several years, and are typically from a few hundred to a few thousand dollars.


Some analysts determined the credit model, and I helped implement it, as well as working heavily on aspects like implementing the fraud detection system, initial and modified amortization schedules, integrating with credit reporting sites, and so forth.