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For about two years, I've been working at Enova, one of 8th Light's client sites.
Our product has been NetCredit, a website to give subprime loans. These last between half a year to several years, and are typically from a few hundred to a few thousand dollars.
Some analysts determined the credit model, and I helped implement it, as well as working heavily on aspects like implementing the fraud detection system, initial and modified amortization schedules, integrating with credit reporting sites, and so forth.